John devised the legal framework for the first SIPP back in 1989 and since then has been responsible for the legal work for many others.

John has been a leading light in the realm of Pensions Law for many years, as a solicitor and Fellow of the Pensions Management Institute. He has undertaken work on many of the seminal cases of the last 20 years, including: Imperial Foods, Courage, Imperial Tobacco and the Maxwell recovery process.

John started and built a Pensions Department of 25 Lawyers at Nabarro Nathanson and led this department until January 2003. He has an impressive list of clients who have sought his advice, they include: Invensys, BUPA, Hanson, the NUM and the Russian Government.

In addition to his work as a litigator he has undertaken work as an independent Trustee. John continues to act as an Independent Trustee for a number of Pension Schemes of various sizes.

He was one of the founders of the Association of Pension Lawyers and is a serving committee member. He has been an elected member of the National Association of Pension Funds Council and served on its Investment Committee. His legal practice 'Quarters' has also given advice to the SIPP Providers Group.

John has been involved in the setting up of countless syndicates for SIPP property purchases, and his own SIPP has commercial property as part of his pension portfolio.

Susan graduated from St. Andrews in 1989 and trained with JC&A Steuart in Edinburgh. Since becoming a lawyer she has founded and headed Pensions Departments in law firms in both the English and Scottish Jurisdictions. This gives her a unique insight into the interactions of the two systems of law and the ability to deal with Pensions matters that cross the border.

Susan has specialized in Pensions law for the past 13 years. She was the ‘in-house' lawyer at Scottish Amicable and is one of the few lawyers in the country to have first hand experience of the transfer of business between insurance companies as she was part of the team that undertook this work at Scottish Amicable. Whilst at Scottish Amicable, Susan worked on their Personal Pension Scheme and thus gained a unique insight into the machinations and convoluted structure of Insurance Companies Pension Schemes.

Susan was solely responsible for designing the first Protected Rights SIPP - which was accepted by the Inland Revenue in March 2004.

Susan also specialises in syndicated property purchase within SIPPs. Her largest syndicate to date involved some 25 people and her largest property purchase was approximately £30 million.